What type of information is not found on a consumer's credit report?

Master personal finance with the DECA Personal Financial Literacy Exam. Use flashcards and multiple choice questions to deepen your understanding. Prepare for success with detailed explanations and expert tips!

A consumer's credit report is a detailed record of an individual's credit history and financial behavior that is used by lenders to assess creditworthiness. It typically includes information such as employment history, credit account details, and payment history. However, it does not include personal medical information, which is protected by privacy laws such as the Health Insurance Portability and Accountability Act (HIPAA). This means that medical information is kept confidential and is not relevant to a person's credit standing, making it unusual to find such details included in credit reports. This distinction is crucial for maintaining consumer privacy and securing sensitive health information from public or financial scrutiny.

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