What must a person do to receive money for damages from a car accident?

To receive money for damages from a car accident, a person must file a claim with their insurance company. This process involves formally notifying the insurance provider about the accident and providing necessary details, such as the police report, photos of the damage, and any medical records if there are injuries. The insurance company will then assess the claim, determine coverage, and decide how much compensation is warranted based on the specifics of the policy and the incident.

Making a payment does not directly relate to receiving damages; instead, it typically refers to paying premiums or deductibles. Requesting a refund is not applicable in this context, as it suggests returning something for monetary compensation unrelated to damages from an accident. Canceling a policy could lead to losing coverage entirely, thus making it impossible to claim any damages associated with the accident. Filing a claim is crucial for initiating the process and ensuring that the person receives the appropriate amount to cover their losses.