What is the likely effect on car insurance cost if a driver receives several traffic tickets?

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When a driver receives several traffic tickets, the likely effect on car insurance cost is an increase. Insurance companies evaluate a driver’s risk profile based on their driving behavior, including any traffic violations. Multiple tickets typically indicate a pattern of risky driving behavior, which can be viewed as a higher likelihood of future accidents or claims.

As a result, insurers may raise premiums to offset the increased risk associated with insuring that individual. This increased cost can be due to the potential for more claims being filed as a result of unsafe driving. Additionally, some insurers may state that drivers with a poor traffic record are more likely to be in an accident, thus justifying the increase in their insurance rates.

The other options do not reflect the typical industry response to traffic violations. A decrease in rates would be unlikely since insurers reward safe driving, not risky behavior. No change in cost would also be uncommon, as most insurers adjust premiums based on driving history. Cancelation of the policy may occur in severe cases of habitual offenses, but it's not the initial or most frequent response, which is to increase premiums.

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