What does a balanced budget that includes savings imply?

A balanced budget that includes savings means that the sum of total expenses and savings is equal to total income. This reflects a healthy financial practice where an individual or entity is not only managing their expenses but also setting aside a portion of their income for future needs or goals through savings.

This approach ensures that every dollar earned is allocated appropriately; specific amounts go towards living expenses and savings. Maintaining a balanced budget with savings implies financial stability and planning for the future, rather than overspending or living beyond one's means. It is a fundamental principle of personal finance to aim for a budget that allows for both current spending and preparation for future financial responsibilities or goals.